条款与条件
The 条款与条件 are published to help OUWB medical students understand the information related to financial assistance and to communicate the operational regulations to which OUWB 金融服务 must adhere. 学生 are responsible for the information contained in the 条款与条件 for OUWB 金融服务 and are therefore expected to read this information in its entirety. 学生需要通过访问他们的十大菠菜台子的电子邮件和电子账单 MySAIL 定期获取重要的财务信息和消息. 学生能够 分配代理访问权限 在邮箱和 授权用户访问 登入他们各自的帐户，以便家长使用电子帐单, 配偶, 其他人可以访问选定的信息.
学生必须被OUWB录取并注册才能获得经济援助. 联邦学生贷款资格要求每年完成FAFSA. Current students who receive a need-based 机构 award are strongly encouraged to complete a FAFSA 每年.
尽早、准确地申请可以确保充分考虑经济援助. 经济援助的提供取决于联邦政府, 状态, 机构, 和其他拨款/资金可用性. 在资金和可用性减少的情况下, OUWB保留减少或取消您的报价的权利.
可能需要调整或取消财政援助的情况包括.
- 获得其他奖励或资源
- 助学金总额超过学生的出勤费用(COA)
- 未能达到令人满意的学术进步(SAP)要求
- 未满足财政援助要求
- 入学人数不足
- 未能保持经济援助资格
- 入学或住房状况的变化
- 学生中途退学、休学或被行政部门勒令退学
- 提供不正确或欺诈性的信息
- 在同一入学期间在另一所学校获得经济资助
- 联邦贷款违约，或在另一高等教育机构等待联邦贷款资金的退还
Federal Direct 贷款 may be prorated/reduced if the remaining period of study is less than a full academic year.
我们强烈鼓励所有选择借书的学生只借需要的东西，并使用图书馆的 OUWB学生贷款策划 每年 协助使借款决定符合预算需求.
所有选择贷款的学生都有资格获得联邦直接无补贴贷款, 必须完成以下步骤:
所有选择贷款的学生都有资格获得联邦研究生加贷款, 必须完成以下步骤:
- 申请 毕业生加分贷款 (按奖项年份划分)
It is strongly recommended that students observe the following priority dates for all loan acceptance and application requirements to help ensure timely processing of financial aid funds:
- 6月1日- M3 & M4
- 7月1日- M1 & M2
学生能够 make revisions to their financial aid awards prior to and throughout the academic year. 希望修改目前接受的学生贷款金额的学生, 住房计划, or incorporate an outside scholarship or resource should contact OUWB 金融服务 as soon as they become aware of the change.
例如, accepted student loans may be decreased prior to disbursement and up to 30 days after receiving an email notification of disbursement through the school’s revision process. 如果学生贷款借款人希望减少他们的贷款后，这一点, 他们应该联系OUWB金融服务，讨论他们的选择. 学生 are responsible for paying any balance resulting from decreasing student loans to Oakland University as soon as possible and by applicable payment deadlines.
如果有剩余的资格，可以在整个学期提交贷款增加. It is recommended that loan increase revisions be submitted at least two weeks prior to the last day of class for the semester to allow adequate time for processing.
大学尽一切努力保持准确性, 然而, 如果发生错误, 错误将被纠正. 如果学生支付了过多的费用，学生将被收取多余的费用.
Financial aid awards are paid each semester by crediting the student account up to 10 days before the first date of the semester provided all financial aid requirements are satisfied. 如果在预定日期之后满足经济援助要求，则支付经济援助, 财务援助将在要求状态在email上显示为满足后的24-72小时内支付.
支付标准包括但不限于:
- 需求状态反映在满足上 MySAIL
- Student is registered in an adequate number of credits (minimum 9) to receive awards on the disbursement date
- 满足校园住房状况要求(如适用)
- 填写/签署所有适用的入学咨询和本票(如适用)
- 注册一个合格的学位课程
If the student receives a disbursement from a Federal Direct Loan or Federal PLUS Loan the student may cancel or reduce their loan(s) by submitting a Revision Form to 金融服务 within 30 days of receiving an email notification of disbursement. 贷款将被取消或减少，学生将被收取欠十大菠菜台子的费用. 30天后收到的通知将不予处理.
如果经济援助超过允许的费用(i.e., 学费, 校园房屋), 学生将获得退款，以支付其他与教育有关的费用. Refunds are either direct-deposited or mailed to the student as a check within 14 days after the date financial aid was disbursed to the student account. 如果在助学金退还后帐户上发生任何费用, 学生有责任支付额外的费用.
强烈建议学生直接存款报名, 的免费的, 最快, 最安全的退款方式. 查看注册说明 直接存款 通过MySAIL. 直接存款退款通常在财政援助支付后的5-7个工作日内处理.
如果学生计划用助学金退款购买书籍, it is important for the student to expect the refund only after all financial aid requirements have been met and 机构 学费 and on-campus housing charges have been paid. 迟交文件的学生需要留出足够的时间来处理. 十大菠菜台子不使用代金券购买图书. 没有获得经济援助退款的学生必须准备好自掏腰包支付书费.
Federal law requires Oakland University (OU) to determine the amount of Title IV program assistance a student has earned if all courses are withdrawn during the semester. 导致所有课程被撤销的行为包括 休假(LOA), 退出项目被放在…上 悬架，并被 被开除出项目. Applicable Title IV programs that are covered by law include: Direct Unsubsidized 贷款 and Direct 毕业生加分贷款s.
虽然学生的资助通常在每个学期开始时被张贴到学生的账户上, 学生在完成学期后就可以获得这笔资金. 如果一个学生在学期中退出所有课程, the amount of Title IV program assistance that the student earned up to that point is determined by a specific formula. 如果学生获得的资助少于学生的收入, 学生可能会收到这些额外的资金. 如果学生得到的资助多于自己挣的钱, 多余的资金必须由开放大学和/或学生退还.
学生获得的援助金额是按比例确定的. 例如, 如果学生完成了学期的30%, 该学生获得的资助是原计划的30%. 一旦学生完成了本学期60%以上的课程, 该学生获得了该学期预定收到的所有援助.
如果学生没有收到所有的资金所赚取的, 学生可能需要支付提款后的费用. 如果学生退学后的支出包括贷款资金, 十大菠菜台子必须获得学生的许可才能发放. The student may choose to decline some or all of the loan funds so that the student doesn’t incur additional debt. OU may automatically use all or a portion of the student’s post-withdrawal disbursement of grant funds for 学费, 费用, 以及校内食宿费用. OU needs the student’s permission to use the post-withdrawal grant disbursement for all other school charges. 如果学生不同意，学生将获得资金. 然而, 允许开放大学保留资金以减少学生在开放大学的债务可能符合学生的最佳利益.
There are some Title IV funds that a student was scheduled to receive that cannot be disbursed once the student has withdrawn all courses because of other eligibility requirements.
如果学生收到了多余的第四章项目资金，必须退还, OU必须退还超过部分的部分，等于以下两项中较小者:
- 学生的机构费用乘以学生资金的未赚百分比，或者
- 超额资金的全部数额.
公开大学必须退还这笔款项，即使它没有保留学生的第四章项目资金.
如果OU不需要退还所有多余的资金, 学生必须退还剩余的金额.
对于学生必须归还的任何贷款资金, 学生按照本票条款还款. 也就是说，学生在一段时间内向贷款持有人定期付款.
The requirements for Title IV program funds when all courses are withdrawn for a semester are separate from OUWB’s 退还学费及退还奖学金. 因此，学生可能仍然欠开放大学的资金来支付未付的机构费用. 公开大学还将向学生收取所有要求公开大学返还的第四章项目资金.
退出课程可能会影响未来的经济援助资格. 学生 should familiarize themselves with the Satisfactory Academic Progress for Maintaining Financial 援助 Eligibility Policy.
学生 are strongly encouraged to contact the OUWB Financial Services prior to withdrawing from or stop attending classes to obtain information on the effects on financial aid.
Non-attendance does not relieve students of financial responsibility for the courses in which they have enrolled or their housing contract.
OUWB recognizes students and their families may experience extenuating financial circumstances which the Free Application for Federal Student 援助 (FAFSA) is unable to take into consideration when applying for financial aid. OUWB 金融服务 may review certain types of circumstances on a case-by-case basis to determine if financial aid eligibility is impacted. 特殊情况包括:
- 重要的, 家庭经济状况的非自愿变化，如学生, 配偶, 或父母下岗或职位终止
- 婚姻分离, 申请FAFSA后，待离婚或离婚(双方必须住在不同的住所)
- 在提交FAFSA后，父母或配偶死亡
- 与学生教育有关的受抚养人照顾费用
- 未投保的医疗和牙科费用
- 紧急车辆维修
要求考虑减罪情况的学生必须:
- 提交他们要求考虑的学年的FAFSA
- 是否已收到初步经济资助通知书
- 能够提供证明文件，以证实独特的财务状况
请求考虑特殊情况, students must first contact OUWB 金融服务 to determine if the circumstance is eligible for consideration. 提出特殊情况申诉不保证获得批准.
参见: 学生紧急援助基金
看到 退还学费及退还奖学金
